FINANCING YOUR EDUCATION AT GAVILAN COLLEGE

As a student-centered college, every effort is made to assist students who show financial need to continue their education. Gavilan College has appointed a Financial Aid Officer who is responsible for working with students who have need of financial assistance. The Officer evaluates each application individually and prepares a financial aid package which will be of greatest benefit to the student. The package may combine several types of assistance such as work study employment, grants, loans, and scholarships.

Listed below is a summary of the kinds of financial aid available to qualified Gavilan students. All assistance, with the exception of scholarships, is based on financial need.

The College Work Study (CWS) Program is funded by the federal government in cooperation with Gavilan College to qualified undergraduate students to help pay for your education after high school. CWS gives you a chance to use the skills you already have and/or wish to obtain to meet your educational goals. At Gavilan, a student may work as many as 15 hours a week while enrolled in at least 6 units, or 30 hours a week during vacation periods. Students are paid at least the current federal minimum wage, and sometimes more, depending upon the type of work you do and its difficulty. Your total CWS award depends on your need and the amount of money your school has for this program, and the amount of aid you get from other programs. Students who complete their paperwork applications in the spring months will have a greater chance of being awarded a CWS job.

A National Direct Student Loan (NDSL) is a low-interest loan to help pay for your education after high school. These loans are made through the financial aid office at your school. Depending upon your need and available funds at your school, you may borrow up to $3,000 if you are enrolled in a vocational program, or if you have completed less than two years of a program leading to a bachelor's degree. These loans bear no interest and require no payments while the student remains in college. Students have six months after graduation or withdrawal from college before any payments are due. Gavilan Emergency Loans come from donations by staff, students, community groups, and private citizens and are available to you if you are carrying a minimum of twelve units at Gavilan. When loan funds are available, students may borrow $25 to $100 and have between 30 and 60 days to repay the loan. No interest is charged and students may borrow up to three times a year. Pell Grants are awards to help undergraduates pay for their education after high school.

The Pell Grant Program is the largest federal student aid program. Unlike loans, grants do not have to be paid back. Depending upon the school you choose to attend, awards can range from $200 to $1,900. The payment is based upon your Student Aid Index number which is assigned by the federal government based on your family's income, whether you attend full-time or part-time and how long you will be enrolled in the academic year. The Index number and the cost of education at your school (your budget) determines how much the school can pay you.

A Supplemental Educational Opportunity Grant (SEOG) is an award to help you pay for your education after high school. It does not have to be paid back. Each school receives a limited amount of SEOG funds which are distributed to students who have the greatest need. Because funds are allocated early in the school year, it is important to meet the school's financial aid application deadline. Depending upon the school you choose to attend, awards can range from $200 to $2,000 a year. Your need, the availability of SEOG funds at your school, and the amount of other aid you are receiving will be considered by the Financial Aid Officer in determining any SEOG funds you are awarded.

The Extended Opportunity Program and Services (EOP&S) is a state-funded program designed specifically to assist and encourage students from low income families. The program offers both financial and academic assistance. Recruiting, screening, counseling and tutoring are vital segments of the program, as are evaluation, measurement and follow-up. Qualifications for assistance from the EOP&S Program is based upon family income. If you qualify, you may receive a work-study job, grants, and financial help with books and fees.

A Guaranteed Student Loan (GSL) is a low-interest loan made to you by a lender such as a bank, credit union, or savings and loan association to help you pay for your education after high school. These loans are insured by the guarantee agency in your state and reinsured by the federal government. The rates may be higher or lower each year and the Financial Aid Officer can tell you what the current rates are. Families whose incomes are below $30,000 will probably qualify and are encouraged to apply. Those whose family incomes are above $30,000 will have to show a financial need and the amount of that need may limit the size of your GSL. If eligible, students may borrow up to $2,500 a year and up to $12,500 as an undergraduate student. The total for graduate or professional study is $25,000, including any loans made at the undergraduate level. Loan applications are available at all colleges.

A Board of Governors' Grant (BOGG) is a state grant which is given to students to help defray their costs of tuition. A student must be enrolled at least half-time and have a financial need to be eligible for this grant.

Gavilan College is required to follow the regulations of Title IX, Title VI, and PL 504, which prohibits discrimination in programs, services, and employment on the basis of sex, race, national origin, and handicap by institutions that receive federal financial assistance.

Program Tuition Fees for California Residents

PROGRAM TUITION AND FEES FOR NON-RESIDENT OUT-OF-STATE & INTERNATIONAL STUDENTS
(U.S. DOLLARS)

ENROLLMENT FEES - FALL 2000

Fall 2000 Fee Schedule TOTAL INCLUDES: $10 Health Fee, $1 per unit Campus Center Use Fee, $1 Student Representation Fee, $6 Student ID Card Fee, and the $11 per unit Enrollment Fee. (From the Gavilan College Fall 1999 Schedule of Classes) FEES *Fees printed in this schedule are accurate at the time of printing

Health Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$10 Campus Center
Use Fee. . . . . . . . . .1 per unit to max of $ 5 (This fee is not required of students whose entire course load is held off campus)
Student Representation Fee . . . . . . . . . . . . . . . . . . . . . .$ 1
Student Identification Card Fee . . . . . . . . . . . . . . . . . . .$ 6 Per Unit Fee
(California Resident) . . . . . . . . . . . . . . . . . . $11 Per Unit Fee
(Non-Resident) . . . . . . . . . . . . . . . . . . . . $146 Per Unit Fee
(International Student). . . . . . . . . . . . . . . $146 PARKING PERMITS (Required only on the Gilroy campus)
Day Permit (7 a.m. - 10 p.m.) . . . . . . . . . . . . . . . . . . . .$40 Day Permit with TANF/AFDC/SSI/financial aid . . . . . . . . .
$20 Evening Permit (3 p.m. - 10 p.m.) . . . . . . . . . . . . . $20

STUDENT REPRESENTATION FEE

The Student Representation Fee is a fee that students approved during a student body election. The student government (ASB) oversees and uses the fees to lobby and advocate for student issues and concerns at the state level. It also supports leadership opportunities for issues related to advocacy. Those students who do not wish to support these activities may request a refund from the ASB.

ASSOCIATED STUDENT IDENTIFICATION CARD

The purchase of a student ID card benefits both the individual student and the college at large. The fees are budgeted by the ASB to develop and support activities, educational programs, speakers, and cultural events. Cardholders also receive discounts on college sponsored activities and discounts from businesses in Morgan Hill, Gilroy, Hollister, and San Juan Bautista. Students receive free bluebooks and Scantron forms in the Bookstore.

REFUND PROCEDURES

All of the enrollment fees minus a $10 processing fee will be refunded if a Petition for Refund form is filed with the Admissions and Records Office on or before Monday, August 30 at 5 p.m. for semester-long courses. No refunds will be given for requests made after this date.

STUDENT HEALTH SERVICES

Gavilan College provides a full-time College Health Nurse who is committed to providing health services, information and referrals to support a student's success in achieving his or her academic goals. Health Services is a comprehensive "one stop" center for a variety of health services located in Student Center 118. Services are free and available Monday through Friday. Students receive confidential personal health counseling for a variety of health concerns. Health Services provides first aid treatment, blood pressure screening, tuberculin skin testing for work/study students, HIV testing referrals, condoms, and over-the-counter medications such as aspirin. Pamphlets and classes are available on nutrition, hepatitis, stress management, AIDS and other health topics, provided in small group settings. Referrals for health conditions including alcohol and drug intervention are available. In addition, Health Services provides 35 first aid kits on campus for student use, and responds to campus emergencies. Information regarding health insurance for the college student is also available.